Yes, a decentralized one, so it's peer-to-peer but i'm having trouble figuring it out. Doesn't let me do bank wire and i don't meet the qualifications for this ClearXChange platform they suggest. Other options are cash deposit to i don't know where or US Postal Money Order. Man, Coinbase was super convenient but clearly bottlenecking. Demand is huge
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For sure and they seem to be buckling under the pressure.