Thank you for the kind words James.
The credit card rates are set by our partner that provides bank card support. We are working on partnering with more services in this field. We are convinced that soon Changelly will provide quite profitable fiat rates.
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Hey, i didnt know how else to contact you guys but yesterday i accidentally transfered 313.9 steem to uou via transfer. Meant to send to changelly to convert to bitcoin. Can someone help me with this? Thanks