they need certain information to comply with laws and to be able to transfer money To orFrom the financial institution that you chose. Basicly they just want to make sure it's YOU...so they need ID.
They also provide two factor security so no one else can hack your account...
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Taking your advice and using Litecoin to buy Steem. Gonna hold the Bitcoin
And guess what? They sell LTC from the same ATM I got BTC from! :)
Just not doing it today because the prices are bad for such a position, but I'm ready.
I've heard it said that BitCoin is the hundred dollar bill of crypto and lite coin is the ten.
That's been a while back...it might be time to re evaluate.
Lite coin is increasing in value at a faster rate than bitcoin was last time I checked...a couple of days ago.