that was the reason i didn't have a card for more than 10 years (could not use my own money so i just took everything out). Then i went to Amsterdam for Hive Fest and almost died of hunger, thirst and lack of ability to buy transportation tickets. Lucky to have Hive people happy to take my HBD for it and pay with their cards :D
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Yeah it's a digital world!
When I go to Amsterdam I have a crypto card on my watch that I reload frequently (never keep much on there).