I agree, mining Monero with consumer CPUs isn't the best choice, after accounting your electricity cost (For charging your phone, that is). To put in comparison, my i7-4500U has an average hashrate of 110H/s, plus, electricity is expensive in my country.
So I did an experiment mining Monero with Microsoft Azure free trial (still ongoing), you can check it out here!
Based on the progress so far, I would say that it's going pretty well :)
https://steemit.com/monero/@casiotech/monero-mining-experiment
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Thanks!
I am a total beginner. Setting up my own cloud mining virtual machine seems way beyond my current skill set. :)