haha I'm heavily on the p2p lending tip did a massive reallocation when btc hit 20k now I'm slowly moving back into crypto as fast as I can ;) at these prices all available cash most get thrown at the market.
You mentioned funding circle but personally I like Zopa as they're set to become a bank soon which looks awesome.
Nice link at the end explains why vechain is booming :D
Another smart viewer. Much love