You are right, ICO has provided a platform for everyone virtally from every country to get a share of the token.
But I hope the proces of getting a loan from this MOBU would not be very difficult because this is one of the challenges faced by the developing countries.
It doesn't provide access to capital via a loan; it allows businesses to issue security tokens. I explain security tokens in this piece: https://steemit.com/ethereum/@hatu/mobu-is-making-security-tokens-mainstream
Ok thanks for the explanation.