Life gets more expensive fast for sure, I think everyone should do these checks every now and then, or better yet: just once a year on a set point, let's say at the start of the new year.
In my country (The Netherlands) basic Health Care insurance and the insurance of your house is mandatory, last year the health care insurance got 7.4% more expensive, in one year 🤨in real life this means I'm paying €360 monthly for my wife and me, and our kids are 'free' until they turn 18 and are covered within our insurance.
Money is broken!
I think once a year is not enough as things change so rapidly these days. If you did it on, say, 1st Jan but things changed on 2nd Jan you'd have a whole year of paying too much. Every six months seems like a wiser course of action.
I agree, and many people are too, some due to things outside of their control and some due to their own stupidity. As I said in another comment on this post, I do not think anyone really knows the answer/solution to the problem and if they do they have a reason not to share it...also, no one seems committed enough to do what's required to fix things.
We have a famous economist in my country, Willem Middelkoop, he has predicted a great reset long ago, and I thinks that's what already started, the debts of countries pressing so heavily on everything, forcing them to print more money but that's only making things worse - the revaluation of gold is the answer and because of this, everything governments can't make more off, rise in value.
I think you're right on the 6 months indeed when things change so fast
I'm hoping there's a heap of better decisions made moving forward as the pressure on most people is mounting. Societies' focus seems to be on the wrong things I think.