I like the idea of the "Time Vault," without it, I would be a little concerned about the "greed factor." If Hive is going to be offered at "above market" return rates, I'd think it should be structured somewhat like old-fashioned certificats of deposit. You get varying rates for 6 months, a year, two years, five years... but your high APY is a reward for your Hive being locked up jelly tight for the contract period. Eearly withdrawal results in a stout penalty... perhps you lose all your interest + 10% of your principal.
=^..^=
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