Useful research!
I use USDT for intra-day or short term transactions, but on the longer term, like you said, it's been too much bad press to trust them with important percents of my portfolio.
I'd prefer in these cases USDC, bacause without a proper research I believe it's available on more platforms which I use, and then DAI, because of its decentralized nature.
I'd hold some BUSD only because there are benefits to having it, just like BNB on Binance (and BSC).
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I pretty much agree with you, although what Dalz says below about DAI puts me off !
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Thanks for pointing out dalz's comment.
I read once about all the pegging mechanisms DAI has, but wasn't aware it had issues during the flash crash of March 2020.
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what benefits does the busd have? do you need some special wallet?
On Binance Smart Chain I'm sure you have plenty of pairs which have BUSD on one side, but I haven't used BSC for defi yet.
On Binance there are launchpools, and all of them have BNB and BUSD and a 3rd coins which is different from project to project. They even have a sort of "defi" on Binance and BUSD can be used there.
But to be honest, on Binance is convenient. On BSC is likely to have much better APY.
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