This is very crucial. It is very often easy for us to forget our retirement and how to manage our finances in preparation for that period. In my environment, some parents retirement plan are their children, which most times can be disappointing because of these parent had prepared for their future, they won't have to depend on others
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Everyone have a different style they choose to secure their retirement in the future but doing it personal without depending on anyone would be appropriate because you never can tell what the person you put hope on can do.
My point exactly!