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RE: The APR On HBD Savings Should Not Be Lowered

in LeoFinancelast year

What about set a 20% HBD Savings for amounts lowers than 10k (HBD) or increase the HP APR for accounts with less than 10k HP. More stack lower APR.

That way you make sure small users are the beneficiaries equilibrating the map of power and getting there chances to grow and bet for the network.

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There are no short cuts here and why Hive should be seen as valuable. Hive is hard to earn and takes effort and it has to stay that way or it will cheapen what we are building.

Hive is easy to earn, you only need invest enough money to do it, as all in economy. Some whales get high upvotes not for the content they create, they get it because they are whales and later "recompensate" with upvotes to her followers. 🤗

You don't need to invest and just spend the time growing. It takes time and many of us have been growing from 0. Hive is not easy to earn and why many of us appreciate what we have built from scratch,

That what you say now is correct, you don't need invest. But that about is hard grow in Hive is not true, with money is to easy.

If you have money yes but you can become a whale from 0 over time.

Indeed

People will use multiple accounts and just spread it around.

I think if the APR of high amount is 12% people will don't take the job of create 30 accounts to stake 300k.