I love how you started giving your nephew silver, I remember that post from last year. I think from next year, I will start giving my daughter some bits of silver here and there too. Not before I add more to my own collection first, though!
In terms of the live now and spend it all instead of later, it surely fits within the narrative that's being pushed where we "own nothing and be happy". I mean, check how bad products nowadays are being produced things don't last as long as they did a decade (and mostly longer) ago. They are pushing the "leasing of items" in every way possible, I mean you can even lease sport outfits and needed stuff for your family's sport adventures now so that you won't have to worry about them sizing up twice a year. Just bring them back and change them. My personal theory is that they are now making us think "oh wow, this is convenient" about leasing stuff, needing less space at home, so that we get comfortable with this idea and at some point, the good stuff will be only available if leased and all items for sale are crap and last a year or so.
While I had a harder first part of my life, meaning I could not save, I was in debt and even had to build up a life from scratch again, I would never feel comfortable by spending every cent now. In fact, I get very stressed and worried as soon as there is an event (such as our recent move which was not planned ahead) that drains the savings account. I don't feel at ease and will not rest before it's replenished, lol.
Therefore, spending it all is not for me, I've probably lived my life the other way around in terms of owning stuff. That doesn't mean we aren't enjoying the higher income compared to what we had. We go out for tapas a lot and when we need something, we often just buy it.
Yay for getting the KOIN situation sorted, I'm happy for you!
Sorry for the book-long comment :) Have a good weekend!
It's been cool to buy him the silver I think he will be really impressed with the pieces this year. Plus, his dad is an accountant and he seems to be interested in it as well, so that might give them something to bond over (not that they really need another thing, he is a great dad). About ten years ago leasing cars became the big thing and I still just can't bring myself to do it. I know the depreciation is horrible on vehicles, but I like owning my car. I've never bought a new car either. I've always bought used. I hear you about the savings too. We just had to buy a car and it drained us pretty good. Then the holiday's came and I told my wife the other day we might need to go on a "spending freeze" just to get us back where I would like to be.