Its either a tax game or a cashflow game. sending 2x hbd for 1x hbd doesnt make sense on cashflow, but sending LEO or SPI for collateral may make sense.
But I am interested, who gets the divs from SPI?
I could send $200 dollars of SPI for 6 months (8% apr), to get 100 HBD and put them in the savings account to earn 12% 🤔
ECO gets it :) but he has a good mind for gamification.