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RE: Struggling lately

in #life7 years ago (edited)

Here's what I propose, you may not like these cuts, but this is what I see as "less important".

You don't need mobile data on your phone. Take something that has SMS only and a minimum amout of calling minutes per month that's all. I pay $25 for unlimited texting and 200 minutes.

You probably don't need unlimited internet either. I don't know how much you use, but I doubt that it's over 150-200 GB monthly. If you use more than that, think about how you could use less.

I live in the dark, I never turn on the lights. To be honest, this is a weird trait that I have, but I'm sure it saves on electricity a lot.

I live close to my job and taking the bus and the subway is a lot cheaper than owning a car! I pay ~$38 a month for unlimited bus and subway everywhere in my city.

Coming from a game developer that mainly uses open-source frameworks instead of engines, I don't see the use in $35 Unity Pro. If you love making games and spend a lot of your time in game dev, maybe you can keep that.

Avoiding going out and pay your debts down first, this is important. You should browse /r/personalfinance and /r/frugal on Reddit. Hopefully my cut down plan doesn't piss you off, I'm trying to help :)