Indeed, I'll toast that!
I do believe the snowball has actually started rolling down the mountain. Even a couple of months back, it was still a handful of snowflakes... now there is real movement. But we're still barely starting to move on something that has the potential to become an avalanche that changes the foundations of how the world uses the web, social media and "money."
I like the analogy there of an avalanche. Things are certainly picking up.