You don't need to power down or recall your delegations. Just put out 4 quality post per day. Make one of them a SteemSTEM on your condition from your side of the illness.
Be happy your student loans are $3,000 and not $80,000 like mine. I am not even done yet but sort of plan to do what you want to do once I finish mine but geared towards kids in general regardless of what holds them back. Just to provide them a safe space that they otherwise do not have.
I also turned to working for myself as being in the daily grind was overload.
Just keep putting in the time, you will get there in 13 weeks or 36 weeks. The key is to get there, not the speed with which you do.