I was wondering about this. Clearly if we are making money here on steemit, then it is clearly commercial use. This includes music that people have playing in the background. Steemit should be very careful to spread this information to the users.
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Yes, it includes videos, music, art, photography and written work too. They are all covered by copyright law. Steemit is leaving it up to the individuals to do the right thing, but we know how that goes!
(Not sure why my thumbnail did not post. It must be a conspiracy. LOL)
In case you ever come across the problem, the filename had special characters in it. I found the answer on another blog.