This is true, but once we reach parity between new users and inflation you should see those steem you gain retaining a great level of that value. In short, your steem tokens might actually not go down in value to reflect inflation of supply because the demand is growing at least as fast. :)
However, you are 100% correct @sanbir---retiring young is not easy... I've been in crypto for 9 years and though some might see me as a whale here they tend to forget that I can't access all of it at once and must do my best to help provide value to the minnows and dolphins or watch it become worth far less.
Thanks for your time ladies and gents :)