I don't either. It makes sense to be informed and prepared. Imagine the 500 trillion dollars of play money the banks invented that are backed by nothing suddenly disappearing. It will fail and cancel every national currency's value almost instantly.
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The entire thing only exists because everyone agrees it does, idk if you can come up with a more unstable foundantion than that!
That is an excellent synthesis! It is more of a religion than a financial system.
Then, some uneducated observer looks and observes that the King is wearing no clothes. POOF! There goes the royal image!