ok I managed to find my way through it but again, all it does in the end is take me to an incomprehensibly complicated crypto exchange market, when I dont want to market anything, all I want to do is send some HBD to my desktop wallet as monero or etherium.... it all used to be so simple
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there is a simple app, but currently you can exchange your HIVE/HBD for bitcoin only
https://hive.blog/hive/@swap.app/swap-app-trade-steem-hive-with-just-few-clicks-also-hive-btc-in-testing