I agree with your suggestions on Ripple. I am very curious about the potential of Stellar(XLM) in the near future as I bought in to it and sold for minimal profit as I lost faith. I am still watching it and may buy in but still on edge about it. Hopefully the media coverage will help spike it some.
I do still like the XLM project, team, and partnerships. I do see it staying in the top 10 for a while, so I'll have to keep a close eye on it.
I'm on the same boat regarding Steller(XLM) It's my lowest coin I'm holding that I invested in. https://www.cnbc.com/2018/01/24/stellar-jumps-20-percent-after-stripe-says-it-may-add-support-for-the-digital-coin.html hopefully this does happen and we see gains on our investment.