well if we are discussing voluntarism a culture would only win by being more competitive than competing cultural identities in the marketplace of ideas. I can't dive deep into social organization currently, but I think Richard Dawkin's "The Selfish Gene" gives a good discussion of cultural evolution. Concerning financing, either a, poor people would be voluntarily subsidized by those who can pay, perhaps merchants have an interest in an NAP culture or other people have interests in such subsidy, perhaps friendly societies or religious groups. Or people could be made poor no more via some sort of a guaranteed minimum income, which in a voluntary society would be funded by people directly and/or by nonprofits that perhaps capture portions of the economy.
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well then all you have to do is start doing all of those things, demonstrate all that in action and the state will simply become irrelevant and cease to exist. So pick a city and clear up all the crime and poverty there without any sort of governance just using the voluntary donations of people to provide everyone there with a minimum income and security.
Start even in a neighborhood, there are plenty of lawless neighborhoods where the government is not doing the job of providing for the less fortunate and security. How would we go about achieving that?