There must be order in the structure of decision making and someone has to make the tough calls when consensus among the Elite of the Elites provides no solution, so there is One person at the top of the Western Financial Pyramid and a group under him/her, and we, the general public, will never know who that One person is. That said, I'm not so sure that person even wants to be in that position. It must be a burden to be The financial genius at the top.
Depends. I don't think we can truly understand wealth hoarding at a psychopathic level.