I understand economics perfectly. You're describing idealistic stuff that doesn't exist in the real world. The real world is ruled by whoever has the most gold and biggest guns, and a large concentration of both happens in anarchism or statism - and those are your rulers. You will always be ruled over. It's all semantics about what you want to call it or obfuscate it.
Economics is mostly the study of pump and dumps and rent seeking behavior where the optimal path of this rent seeking behavior tends to be becoming a slumlord. That's what the government is, a slumlord. If the government doesn't take that place, other rent seekers are more than happy to monopolize it and take that position.