Hey @shawnsporter when you attack go ahead and roll the d20 dice, then roll for the npc's defense if needed. I'll do it for you here so you can see. I'll be posting a new post soon and you'll have 4 action points again to attack.
Quin attacks npc 2 @rolld20
Shake shake shake, you roll the 20-sided die.
You rolled a 1.
now rolling for his defense @rolld20
Shake shake shake, you roll the 20-sided die.
You rolled a 3.
Shit he avoided your attack!