Yeah when I first found it it seemed too good to be true but I've been using for almost a year and not one fee. They say they make money on interest from people's uninvested balances. One in a while they'll try to convince you to upgrade to gold but they don't force it down your throat the way some other apps do.
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Any way of cashing out without upgrading? I've learnt there's no free lunch. Nothing is free anymore even in Freetown :)
Oh yeah you can cash out. You can put money in or out whenever. You do have to link a bank account but that's free too.