I'm fairly certain that tokenization of credit is going to become popular and as mainstream as it can get. Where there's funds there's credit, it's as simple as that.
I can't say much about Blockmason without reading the whitepaper and checking out the team in detail. So far it doesn't look good, one of them is a Harvard yuppie who already scammed some money from a Cayman Islands "company". Only one is somewhat respectable. Need to go through it thoroughly to form a proper opinion though as the reason few understand could be because it makes no logical sense.
Not sure about scammer, they all seem fine!
I see a red flag when I see "cayman islands". Means buddy wants to cashout and run.