Interesting.. which is why I think their focus for their first apps - Friend in Debt, and another for gift cards might work out well. Defaults happen all too often in this day and age if both parties are rather distant, attached only by a thin string of this thing we call "business relationship"
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Exactly - finally- business relations involving money do take some form of trust. Even in the traditional banks, people trust well established international banks or they trust their local cooperative society banks