not sure what the fees are but yes they have fees, don't withdraw from atm as have no credit card only a virtual credit card with them that i load, that costs £1.50 to make each -- US, EU, UK -- i've got one of each, i can't add them to apple pay but i'm hoping they activate that at some point because then i can just use it with a phone at a till as RFID -- yeah the bitcoin prices are crazy right now for fees -- i've kinda switched to dash for now for things i'm buying for speed and low costs for services but don't have a cheap solution for bitcoin into cryptopay cheaper -- that being said they do say that litecoin is on the roadmap for support into their system so that's probably the route i'll go between -- steem > blocktrades > litecoin > cryptopay
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Wirex will be accepting Dash and Bitcoin Cash soon, they have minimal fees but include a fee within the exchange rate last time I checked. https://wirexapp.com/card/
also need to check if a lot of these cards work with apple pay because that can be a stumbling block -- ideally i want the card to exist in the wallet so i can pay at RFID tills without having to use the card/swipe pin etc all of that so i always check before ordering a plastic card these days. cryptopay currently does not work with apple pay.
Tenx has a long waiting list but they do NFC cards, as well as wirex in the future https://wirexapp.com/guides/mobile-wallets/mobile-payments/ cryptopay will probably do the same too I would say