N26 started its operations in summer of 2016 after receiving its own banking licence. Since then it has been widely adobted in Europe and has now reached more than 500.000 customers. It is availible for Germany, Austria, Ireland, France, Spain, Italy, Netherlands, Belgium, Portugal, Finland, Lithuania, Latvia, Luxemburg, Slovenia, Estonia, Greece and Slovakia.
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So if you for any reason need a bank account opened in Germany (ask people from Greece how usefull this is :) ), N26 is ideal for you. The process of signing-up online takes less than 10 minutes, but you have to go thru identity verification afterwards. This is done via smartphone N26 App and takes about 15 minutes (video call). Immediately after successful identification your Mastercard will be ordered and should arive to your residence in about a week. Also you will now be able to pair smartphone with your account. The app is beautifully and simply designed, so you should get used to it within minutes.
The service is absolutely free if you register now. The bank is 100% online - there are no offices which you could visit, which has its ups and downs. I have been using this bank for few months now and everything is as they say - free. Except for ATM withdrawals you have 5 free withdrawals per month, after that you have to pay 2 eur per withdrawal. You can see the fees here: https://n26.com/eu/pricing/. Please let me know in the comments what you think. Especially if you choose to register.
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