Saw a similar post recently on your blog, banks are helping fishes like us to grow, lending us some loan so that we can earn profit, It's a great initiative, well I also loved the installment thing, one has to pay in installments, not in a single time.
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Banks help us grow but still its risk I think. One can earn less than he has took as a loan from the bank and he has to pay more than capital as intrest
No one is stopping you from giving out interest free loans. Show me how it's done.
I agree its more dependent upon luck but ones who know perfectly about market conditions can earn a lot from it