Ripple has announced partnerships with various FIs and I believe this has led to many people investing in it. Here's the thing though, many of the people investing are most likely clients of these partnered FIs. If XRP is a scam or won't be implemented won't these FIs lose credibility or suffer in some way. Don't they have a duty to warn there clients not to invest in XRP as of yet, due to them not knowing if they'll be using XRP?