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set to 45% with a min of 15 Sbd/Steem

Great. I am interested now. But we still some more info.

Can you please write a clear post with clear conditions and directions.
1- How do you guarantee the money will be paid back?
2- Do you accept delegations?
3- Are you processing this automatically or manually?
4- Wiil the dividends be paid in Steem or SBD ?

Hello, here is my response and will be making a clear and better post.

  1. I have no real way in guaranteeing your money, but you can see @bellyrub's transactions daily its make over 200 SBD.
  2. I Think I will doing a post about that might be more attractive - delegated-SP is lower risk to the investor because they can claw it back at any time (with a seven day cooldown)
  3. At the moment it will be set manually but if and when it gets more traction I would get that automated just like @bellyrubs process.
  4. It would be easier and faster to pay in SBD since bellyrub takes sbd no need for market sales.

"invest" in some steemian, "get 40%", "APR"... What are you guys talking about, how does that even work? Any links where I can read up on the topic?

You are completely correct.