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Its not a crypto, but if I can use it to grow my BTC balance, yeah, why not?!?

anything goes to earn btc, with xrp we just need to be care bout the total supply that is not controlled by inflation or miners

40 Billion coins...what could possibly go wrong? lol

haha yes and the problem are the remaining 60billion sitting on the bench lol

XRP will surpass BTC

I would agree its a token, but a key aspect of a Crypto is that it is decentralized and mined or verified in the case of POS coins, but since Ripple is not mined into existence, I don't think it qualifies as a true Cryptocurrency.

I believe it does qualify as a good investment. I have no problem not calling it a cryptocurrency. We could call it a digital asset, a bridge currency or a commodity.
Title it what you want but this thing is making headway and solving a trillion dollar problem. I hold BTC which I believe is a good investment in the short term but for the long term XRP is a clear winner in my humble opinion.