lol ripple is "too" centralized ? Its like being almost pregnant youre either centralized or youre decentralized lol and riple was meant to be centreliazed from the start thats why they have steller the decentralized version to kind of kepo ripple hponst, but ripple is meant for banks which si why they will want it! so ripple is going to eventually be very valuable when stupid banks just choose it and rippl will be "Ok that was fun down hre guys bt im off to the moon with the big to big to fail banks! " and ripple will just bcome an institution just watch
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