I haven't bought into crypto yet but should have when I went to The Waves meeting in Vancouver in 2013...It's still a tiny percentage of users worldwide who use this and that number is guaranteed to grow exponentially over the coming decade. My uneducated advice is to buy and hold for the long term ( only what you can afford)...
The fiat currency masters will try and co-opt this tech to their advantage, though, so things like Ripple will be interesting...If I'm understanding it correctly.
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I have the same sentiment. Good luck.
The big move are to come in upcoming years... we are faaar away from mainstream, folk son the streets have no clue about bitcoin and other cryptos.... next big move will start when big hedge funds and goverments will start buying in.... even though the growth over the past three months has benn way too fast and the bubble might burts sooner or later the overall market cap is nothing compare to other assets.... expect high volatility, keep your coins and hodl! There will be a huge long term gain!
The one to watch in my opinion is Ethereum. A lot of Big companies and Big Banks have been promoting and buying in. I agree with what you say.