This is not financial advise! Seriously I think those much smarter than us are just guessing. This is a brave new world and there are so many things that have to be shaken out. It's is going to be a wild bumpy ride with a lot of ups and down before we can really get a feel for where it is all heading. Specifically, right now I am just relaxing and waiting till the new year to see where we are. The holidays always get weird and as crazy as thing are already I say catch your breath and wait ten days. There are no moves I can make now and feel good about. I know what I don't know and what I don't know is what will happen next. Take a break!