I think 1-2 years ago it was anyone in online marketing with digital products was pretty much kicked from using Paypal and considered "high risk" after doing business with them for 15 years with a less then 0.05% chargeback they kicked me and many others. It came down to a judge ruling that paypal should be held liable for fraudulent charges instead of the seller.
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PayPal has always been clowns. I guess that's what happens when the founders leave. The Blockchain is here to save us from PayPal and their shady high fees. ;)
Ah, bummer.