But do we really want it as an only option? I really dont. Were talking about running an economy off a deflationary currency which severely hinders growth. You might not like it, but the capital in capitalism has to come from somewhere and if you dont have banks loaning it out rather than just hording it, economies dont grow.
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That is true and I fully agree. Although the economy and it's overall growth should (ideally) not be so dependent so much on the capital part.