One of my biggest regrets from 2017. Ripple was there for the taking at around $0.20 for such a long time. But I didn't buy... because I didn't like the organisation behind it. Especially in a very few people holding huge percentages.
In retrospect I "should have" (we hear a lot of this) bought anyway. For strategic purposes, we should have a certain percentage in the coins and tokens that are consistently in the Top 10 in market cap and volume. Lesson learned.