Ah!! I see, I guess that's good for transferring to and from fiat currency.
I use an exchange Luno here in South Africa for exchanging to and from fiat currency.
I personally have not used a debit card as yet but am "hoping" that Monaco eventually gets their card launched...
As far as wallets are concerned - I like bitWallet on my iPhone (got a lot of features for the more advanced user and also shows you your private keys). And then I use proper paper wallets (with BIP38 encrypted private keys) stored in multiple locations for any large amounts :)
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