I agree with that. Especially the long term storage - I wouldn't be upset if I lost $100 compared to having $100,000 drained - so that's a great point. It's amazing to see the growth in the crypto field - and with that growth there's always wolves lurking. :)
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Yes I mean having 50-300$ in a mobile wallet is no big deal, so if you go into a grocery shop you could probably use that to buy food and other stuff easily.
But storing all your wealth there is madness.