A reason why banks try to crack down cryptocurrency is because it makes them obsolete. Even online store before have been thrown lot of critism, called fraud, scam and selling fake products. They even throw a statement "if you by online qaulity is not guaranted". Look at them now, they are pain of traditional store. Is the same with banks and cryptocurrency.
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Is like that phrase is circulating now, "First they ignore you, then they laugh at you, then they fight you, then you win". It has been attributed to many so I do not know for sure who is the author. Same will happen with Steemit as decentralized app.