The leaders of the European Central Bank (ECB) and Bank of International Settlement (BIS) said that in a statement issued on March 13, Bitcoin "does not respond to the cashless economy"
Commenting on the BIS report in "CBDC", Benoit Koor and Jacqueline Loh said that banks should improve the transfer option and not necessarily use the CBDC. SOURCE https://cointelegraph.com/news/bitcoin-not-the-answer-to-cashless-economy-says-european-banks-top-brass
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