eh i really dont see cryptocurrency failing from any cyberattacks, and i would (an do) trust thousands of dollars into the cryptocurrency market. with safe practices holding crypto investments safe from cyber attcks and hacks is actually very realistic.
government regulation is more possible, but it would not be as easy as it was for them to manipulate as it was with precious medals. a government,or anyone else for that matter, can form a cryptocurrency, but that doesnt mean anyone has to or will use it.
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Good luck. I have to say I am impressed with BC and I love the fact that it is not regulated. Big brother always kicks over the blocks after you stacked them so neatly .