Hi @firepower, it's good to be back surfing my feed again...been a while since I dropped by to see what you're offering up.
This is the progression expected during the adoption phase...all is well in the cryptosphere. ;)
I think it would be prudent...not to mention really really smart...if the merchants accepting BTC (and other cryptocurrencies as they come on to the mainstream) were to put 5-10% into a wallet and hang on to as much as they can afford to. At least for the next 5 years.
The gains they'll make on ROI will more than cover any shortfall during the volatile progression of adoption. Still everything, in the business world, is speculation isn't it?