Thanks for the post! It would also be noted that Litepay is coming out soon to compete with existing players like Bitpay. Before the lightning network is released publicly and tested, BTC may be stressed with the increasing adoption of altcoins.
See my analysis of the impact of Litepay on LTC here:
https://steemit.com/cryptocurrency/@cryptovate/litecoin-s-litepay-to-bridge-fiat-and-crypto
Looking forward to it, the more ways we can convert from altcoins to fiat and fiat to altcoins the better....