yes it is however one youtube video has made me think about it. As it was in bitcoin, started low, everyone who are positive about it invested. Now, there investments double/tripled and so on and one thing that was highlighted, it is bank controlled so it might not be a bubble.... I hope I understood well about ripple. correct me if i'm wrong :)
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That's what I understand too and why I bought some way back .25 cents. I wish I would of bought 10x more. The bankers may try and pump money into it to compete with Bitcoin.
Good move then. I am exploring ripple now and I think I will make a move next year