Would it be reckless to start taking out high interest payday loans ($500-5000)
BTW, I'm sure the guy, giving the sad story of how he bought into 5 BTC in some community only to have it taken and now the loan he took out on his house is coming due and he wants people to give a little, will find you soon.
Exactly, I would only invest what I could afford to lose. That is how I started and it worked out fine.